The State Bank of India launched the SBI SimplyCLICK credit card in 2015 with the aim of providing a productive experience for online shoppers. This initiative by SBI features a tailor-made credit card for the generation that is always online.
With this card, individuals can avail 5x to 10x reward points for ordering food, shopping, travel ticket bookings and much more. Furthermore, being an entry-level credit card, it features a minimal membership fee.
Read on to learn more details regarding this credit card.
About SBI SimplyCLICK Credit Card
The SimplyCLICK credit card by SBI is an entry-level credit card that is popular among first-time cardholders. Through this card, SBI also announced partnerships with some of the leading players in the e-commerce industry. These include BookMyShow, Amazon, ClearTrip, Ola Cabs and many more.
This offering from SBI Card is designed specifically for the generation that is always online, with numerous features to ensure the best and most productive online shopping experience for consumers.
SBI Card innovated to develop a highly customised product that adds value to the online shopping experience with each purchase. Further, customers can manage their SimplyCLICK SBI Card accounts using platforms like the SBI Card Mobile App, website, and pull SMS channel.
Features and Benefits of SBI SimplyCLICK Credit Card
Here are a few features and benefits extended by this credit card:
- Customers using the SimplyCLICK SBI Card will receive 5X accelerated reward points on all online purchases.
- Cardholders will receive 10X reward points on purchases made on partner sites with the card.
- Customers can obtain vouchers worth up to Rs.4,000 by spending just Rs.2 Lakhs per year online.
- SimplyCLICK SBI Card features a membership cost of Rs.499 and offers an Amazon e-gift welcome voucher worth Rs.500 to customers.
- The renewal fee will be waived for cardholders who spend more than Rs.1 Lakh in a year.
- One can use this card across all merchant outlets in India and around the world.
- SimplyCLICK SBI Card waives a 2.5% fuel surcharge at all petrol pumps in India.
- Cardholders are protected against liability for a lost or stolen card if the loss is reported to bank officials promptly.
Steps to Get SBI SimplyCLICK Credit Card
Individuals can obtain the SBI simply by saving credit card by following these steps:
Step 1: Visit the official website of SBI credit card and navigate to the SimplyCLICK credit card section
Step 2: Fill out the required information in the Apply Now section, then click ‘I want to apply now.’ A credit card application form will be displayed
Step 3: Fill out the form with the needed information, including PAN and income details. For verification, an OTP will be sent to the mobile number
The bank can approve or reject an application based on an individual’s financial information.
Further, individuals can check the status of their credit card applications online after submitting them.
Alternatively, one can apply for the SBI SimplyCLICK credit card through Bajaj MARKETS, which is a diversified marketplace featuring various credit card options offered by leading financial institutions in India.
Documents Needed to Obtain SBI SimplyCLICK Credit Card
Individuals do not need to go through an intensified document verification process. Instead, one can obtain this credit card by submitting the following documents:
Proof of identity
- PAN card
- Aadhaar card
- Voter ID
- Driving licence
Proof of address
- Passport
- Driving licence
- Electricity bill or gas bill
Income documentation
- ITR forms
- Bank statements
- Pay stubs of the last 2 months
Eligibility Criteria to Obtain SBI SimplyClick Credit Card
The applicant’s declared income, employment and a few other factors determine the eligibility to obtain this credit card.
By following the steps below, one can determine his/her eligibility to apply for this card on the SBI website:
Step 1: Visit the ‘Simplyfier’ page for SBI Credit Cards
Step 2: Select ‘Your income and expense data’
Step 3: Choose monthly income and expenses, then click ‘Show my card’
A list of credit cards would be displayed. If one is eligible for the SimplyCLICK SBI card, he/she will see it on the list.
Steps to Redeem SimplyCLICK Credit Card Reward Points
Cardholders can redeem their SimplyCLICK SBI Credit Card reward points by logging into the SBI Card’s official website.
One can use his/her earned points to purchase a variety of products and gift vouchers from the SBI Card’s reward catalogue at a rate of 1 Reward Point = Rs.0.25. Alternatively, individuals can apply reward points to the balance on the card statement.
Here are the steps to redeem SimplyClick SBI Card reward points:
Step 1: Select the ‘Rewards’ option
Step 2: There will be numerous products on the screen
Step 3: Select a product for which to redeem points
Step 4: If you want to use the points for buying purpose, select ‘Points Only,’ and if you wants to use partial points and intends to pay the remaining amount, select ‘Points + Pay’
Step 5: Log in with the registered mobile number or card information and redeem available points
The SBI SimplyCLICK credit card is an excellent initiative for frequent online shoppers. However, cardholders must remember to pay the outstanding amount on their credit cards on time to avoid added penalties.
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